Privacy Policy

1. INTRODUCTION

This Privacy Policy describes how CRI Financials (“Company,” “we,” “us,” or “our”) collects, uses, discloses, and safeguards information obtained through our websites, landing pages, forms, advertisements, free guides, consultations, and other services (collectively, the “Services”).

By accessing or using the Services, providing your information through a Company form, or otherwise interacting with us, you acknowledge that you have read and understood this Privacy Policy.

2. SCOPE OF THIS POLICY

This Policy applies to information collected through Company websites, landing pages, digital advertisements, lead forms, consultation requests, telephone communications, text messages, email communications, and related services.

This Policy does not apply to information collected by third-party insurance carriers, payment processors, or other third parties, whose own privacy policies govern their collection and use of information.

3. INFORMATION WE COLLECT

(a) Information you provide directly, such as your name, mailing address, email address, telephone or mobile number, date of birth, and information submitted through consultation requests, lead forms, or free guide requests;

(b) Information related to insurance inquiries, such as general health, lifestyle, or coverage-related information you choose to share during a consultation;

(c) Communications data, including records of calls, text messages, emails, and other correspondence between you and the Company; and

(d) Automatically collected information, such as IP address, browser type, device information, referring pages, and website usage data collected through cookies and similar technologies.

4. HOW WE USE INFORMATION

We use collected information to:

(a) respond to your inquiries and requests for educational content or consultations;

(b) provide, operate, and improve the Services;

(c) communicate with you regarding your inquiry, requested resources, appointments, and related products and services;

(d) send marketing and promotional communications where you have provided applicable consent;

(e) facilitate referrals to properly licensed insurance professionals; and

(f) comply with applicable law, regulatory requirements, and legal process.

5. HOW WE SHARE INFORMATION

We may share information with licensed insurance agents, representatives, and carriers for the purpose of providing requested consultations and insurance-related information.

We may share information with service providers who perform functions on our behalf, such as website hosting, data storage, customer support, and communications delivery, subject to the restrictions described below.

We may disclose information where required by law, regulation, legal process, or governmental request, or to protect the rights, property, or safety of the Company, our users, or others.

6. MOBILE INFORMATION AND TEXT MESSAGING — NON-SHARING CLAUSE

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

7. COOKIES AND TRACKING TECHNOLOGIES

Our websites may use cookies, pixels, and similar tracking technologies to operate the Services, analyze usage, and support advertising.

You may adjust your browser settings to refuse cookies; however, doing so may affect the functionality of the Services.

8. DATA SECURITY

We maintain reasonable administrative, technical, and physical safeguards designed to protect information from unauthorized access, use, or disclosure.

No method of transmission or storage is completely secure, and we cannot guarantee the absolute security of information.

9. DATA RETENTION

We retain information for as long as reasonably necessary to fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

10. YOUR CHOICES AND RIGHTS

You may opt out of promotional text messages by replying STOP to a text message where that functionality is available.

You may unsubscribe from promotional emails using the unsubscribe link provided in the email, or by contacting us at contact@criwealthmanagementgroup.com.

You may request to stop promotional telephone calls by informing us during a call or by contacting us using the information provided below.

Depending on your jurisdiction, you may have additional rights regarding access, correction, or deletion of your personal information. Requests can be directed to the contact information below.

11. CHILDREN’S PRIVACY

The Services are not directed to individuals under the age of eighteen, and we do not knowingly collect personal information from children.

12. THIRD-PARTY LINKS

The Services may contain links to third-party websites or services. This Privacy Policy does not apply to third-party sites, and we encourage you to review their privacy practices independently.

13. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other operational needs. Updates will be effective when posted, unless otherwise required by applicable law.

14. CONTACT US

Questions or requests regarding this Privacy Policy may be directed to:

CRI Financials
Charlotte, North Carolina
Email: contact@criwealthmanagementgroup.com
Phone: 704-459-7623